§ 19-142. Insurance required to conduct special event; hold harmless.

(a)

The event organizer of a special event must possess or obtain comprehensive general liability insurance from no less than an A-rated company to protect the city against loss from liability imposed by law for damages on account of bodily injury and property damage arising from the event. Such insurance shall name the city, its officer, employees, and agents and, as required, any other public entity involved in the event, as additional insured. Insurance coverage must be maintained for the duration of the event. Notice of cancellation shall be provided immediately to the city. When applicable, the city may require proof of workers compensation and auto liability insurance.

(b)

Except as provided in subsection 19-142(c), comprehensive general liability insurance coverage required by subsection 19-142(a) shall be in a combined single limit of at least $1,000,000.00.

(c)

If the special event is of a demonstrated high or low risk category, according to recognized insurance and risk management standards as determined by the manager, the manager may authorize a greater or lesser amount of coverage than required by subsections 19-142(a) and (b), or may require a particular type of insurance coverage different from that specified in subsections 19-142(a) and (b).

(d)

The insurance required by subsection 19-142(a) shall encompass all liability insurance requirements imposed for other permits required under other sections of this Code and is to be provided for the benefit of the city and not as a duty, express or implied, to provide insurance protection for spectators or participants. The event organizer's current effective insurance policy, or copy, along with necessary endorsements, shall be filed with the manager at least 60 calendar days before the event, unless the manager for good cause modifies the filing requirements.

(e)

No permit is valid until the applicant shall accept the classification and conditions imposed in accordance with the resolution of council, as well as the applicant's agreement to hold harmless the city and its officers and employees from any damages to persons or property on claims that arise from the permitted event and by paying the applicable fees and providing adequate insurance.

(Ord. No. 2009-27, § 2, 5-12-09; Ord. No. 2011-02, 1-25-11)